Last Chance: Marriott Premier Cards & Amex SPG
This is Sebastian’s master’s degree EBI. Today we will discuss some changes related to the merger of Marriott and SPG. They discussed in depth the state of the hotel, the state of work and life, and the new categories of different things.
But today we will not focus on those. We will focus on the cards that will disappear and what you may want to consider. Don’t worry. We will cover these changes in terms of future status, and we will also cover new AMEX cards in the future.
Because we still don’t know the registration bonus and the way of free accommodation. One of the main reasons I want to talk about these cards is that there is a card coming soon. This will be the old chase Marriott in May 3rd. Chase will release the premiere card, which will replace the old premium card.
They now say that card members can have old cards, premium cards or new top rewards cards. They will also offer an upgrade bonus for the new card, which may be interesting, depending on whether you apply for it or not.
What we know about this new card is that the main benefit is that you can get a registration bonus of 100,000 points at a minimum cost of $5,000. The annual cost of this card will reach 95 dollars.
In most cases, we will not talk about other benefits. Because I want to focus on the registration bonus, is it necessary to register the current offer? Hopes of upgrading to new discounts depend largely on your minimum expenses, how you evaluate your points, and the discounted price of your current card.
After a minimum cost of three thousand dollars, you will get seventy-five thousand points. In the first year, there will be an annual fee of $0, and then a normal annual fee will be again achieved. I don’t worry about other functions of the card. Because for those who have the lowest cost, they will change.
The current offer of $three thousand is obviously more meaningful than the $five thousand offer. The registered bonus is about 25% higher than the future offer, but the lowest cost is about 66% higher. It’s up to you.
From the wing’s point of view, the upgrade offer will be between 10,000 and 50,000 points, and it’s clear that these numbers may change. If I’m thinking about buying this card, I’ll sign up for an old one, upgrade to a new one, and get a free bonus at a lower cost.
You get a lower annual fee in the first year, because you have no annual fee now. But for the new quotation, I guess that the annual fee will be charged as the minimum expenditure increases significantly. Please note that this card has been affected by 54 fourteen. I expect the new card will also be affected. You have to choose whether it is meaningful or whether you have another card that is more meaningful.
The Chase Sapphire Preserve reminds you until May 3, 2018. Because then they will launch a new card. Although they sometimes offer an offer. You need to plan for business changes and Ritz Carlton card.
They mentioned that they will make changes in business changes by the end of June or early July. Many people predict that it will disappear, given the relationship they sign between who gets the sum and chase amount of the card.
But we don’t know. I think we will see. On the other hand, although for Ritz Carlton, this is expected to continue, and it will be an ironic competitor for SPG luxury brands, a new card specially introduced by American Express.
David from their team points out that the ultimate value of Ritz-Carlton cards is similar to that of American Express’s luxury cards in August. In view of this, if you want to get Marriott card, now is a good time.
Because I didn’t see its value increase, but we don’t know. This is Liz card’s guess. I don’t think I will get it now. Because it is technically a two night low. We’ve seen it for three nights, and we’ve seen some points in Marriott’s integration.
I don’t think two nights are meaningful unless you use the superpower as a sidenote for the $100 discount on the Visa Infinite discount portal. Business cards and Ritz Carlton cards are not affected by 5:24. If you finish, summarizing chase is not important.
For personal cards, I may get it now, and then look at the content provided by the upgrade. Because the minimum cost is very reasonable, and I think your effective value is much higher than the new discount on that slip.
If you want to apply for any of these cards and want to support our channels, you can easily apply for them through the links on our website. You can find these cards on the hotel credit card and then jump to the American Express card.
They said they would introduce a new luxury card, which would charge $450 a year, and a $300 credit card that could be used by Mariette. We don’t know what the registration bonus is, they provide free anniversary night.
But we do not know what these categories or hotels in each category will be. This card is hard to predict or worry about. Today we focus on ordinary SPG cards and commercial SPG cards. The main reason is that you may want to get it.
If the bonus design changes or the card disappears, the view from the wing mentions that you will not be able to apply for a SPG card. Because Chase has exclusive access to basic personal cards, this is consistent with what we hear about American Express and Chase splitting cards and who gets business cards and who gets high prices.
This is very interesting. Registration bonus is also changing. Dr. F mentioned that one of his best sources told him that the registration bonus would drop from 25,000 SPG points to $200 for declared credit. This change is expected to take place in the next two weeks, but it could happen tonight. He mentioned that this is a very reliable source.
So he doubted that the information was incorrect. Similar to the wing view, he mentioned that personal cards no longer accept new applicants since August. Based on your assessment of these points, the 25,000 SPG score is $625 and $750.
For many people, it is more meaningful than the two hundred dollar bill. Especially if you’re a person who wants to travel, or especially if you want to have fun and luxurious trips, both cards will start adding an anniversary night in August.
According to the operation of the anniversary night, it may be meaningful for this card to be used specifically for this purpose. This is difficult to expand. Because we know where it fits. It suits the middle, but we don’t know what the hotel will be. They may be great hotels, or they may not be good.
Although they have to be respectable, we will understand that if you can get a decent reserve for someone with a SPG card, or if you get a positive expected value from the card, or if you are in your first year, you have to keep it for a year.
If your annual fee is about to expire, I strongly suggest that you call and ask for reservation. Because most people get them. For example, a friend of mine got 75 points, 1000 dollars, the lowest cost on commercial SPG card.
Anyone who gets the retention money, if you have one free, please stay in the comments below. If you can’t get the reservation price, you need to decide if the three nights are worth it. Now this is a black box, which sums up all of this.
Chase Marriott is very meaningful. If you don’t get to 5/24, it’s worth a try. If you are eligible for a business card, and you have more than 52, then chase Marriott card is worth considering. For the Ritz Carlton card, I strongly suggest that it be postponed. Because I want SBG card to have a better offer.
If you value these points and you don’t care about the $200 statement credit, it makes sense to get it right before it disappears. The same as SPG business card, basically fell into the same predicament as card dying.
I think MasterCard is obviously in the death row. Marriott business cards may soon take away SPG and Ritz Carlton cards. SPG business card looks like staying. I wouldn’t take that seriously.
I hope this is useful. If you have any questions, please let me know. My question is, what are your views on these and marriages of Marriott and SPG? What do you want me to cover? There is a lot of information about state in matching and everything.
I’m curious about what you are interested in. If this helps us, I can delve into it if others can benefit from what we’re talking about. Feel free to share this with them.